Services / Consumer Loans

Consumer Loans

Consumer Loans provide financing to an individual client. These type of loans span a wide range of financing services that include auto financing and mortgages.

Our Offerings

Choose from our selection of consumer loan services.

Employee Salary Loan

The company offers personal loans to employees of qualified corporations. Payments are made via monthly salary deductions made by the employer and remitted to the assignment of the employee’s termination, separation or resignation benefits. Loan value is Php10,000.00 to Php200,000.00.

Check Requirements

Chattel Mortgage Loan (CM)

Loans are granted to individuals who offer personal property such as motor vehicle or equipment as security for the fulfillment of the obligation or for the payment of debt. Loan value is Php100,000.00 to Php1,000,000.00.

SME/Working capital Loan

Loans are extended to Proprietors/Business Entities within Metro Manila for their working capital needs. Loan value is Php100,000.00 to Php500,000.00.

Mortgage Loan

Loans are granted to individuals who offer real estate property as security for the fulfillment of the obligation. Loan value is Php500,000.00 to Php3,000,000.00.

Auto Loan

Our Auto Loan service helps customers finance the car that fits their needs. Loans are extended to a customer of accredited car dealers in Metro Manila.

Seafarer Loan

Seafarer Loan is Rykom’s specialized product crafted to cater to the needs of Filipino Seamen.

Apply with just two valid IDs and a contract from your manning agency.

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To discuss our services, please get in touch with one of our team members.
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