Rykom Finance Corp

Privacy Policy

Our contact details

Name: Rykom Finance Corp
Head Office Address: Unit 908 CityState Center, 709 Shaw Boulevard, Pasig
Phone Number:
E-mail: privacy@rykomfinance.com

The type of personal information we collect

We currently collect and process the following information:

  • Your name, address, and contact information including but not limited to phone numbers, emails, messenger accounts, and social media links.
  • Two valid IDs
  • SSS and TIN

How we get your personal information and why we collect it

Most of the personal information we process is provided to us directly by you for one of the following reasons:

  • Inquiry for Loan Products
  • Entering into a Loan Contract

We also receive personal information indirectly, from the following sources in the following scenarios:

  • Credit Bureaus, such as: CMAP, BAP, Loandex

We use the information that you have given us in order to enter into a Loan agreement, collect payments, serve official communications.

We may share this information with regulatory bodies such as the Credit Information Corporation, and Anti Money Laundering Council.

The lawful bases we rely on for processing this information are:

  • Your consent. You are able to withdraw your consent at any time prior to officially entering into a Loan Agreement.
  • We have a contractual obligation.
  • We have a legal obligation.

How we store your personal information

Your information is securely stored on-premises at our branches on application or inquiry, and consolidated to our head office weekly.
We keep your personal information for a minimum of 10 years. We will then dispose of this information by sanitizing any electronic records and shredding physical files.

Your data protection rights

Under data protection law, you have rights including:

  • Your right of access – You have the right to ask us for copies of your personal information.
  • Your right to rectification – You have the right to ask us to rectify personal information you think is inaccurate. You also have the right to ask us to complete information you think is incomplete.
  • Your right to erasure – You have the right to ask us to erase your personal information in certain circumstances.
  • Your right to restriction of processing – You have the right to ask us to restrict the processing of your personal information in certain circumstances.
  • Your right to object to processing – You have the the right to object to the processing of your personal information in certain circumstances.
  • Your right to data portability – You have the right to ask that we transfer the personal information you gave us to another organisation, or to you, in certain circumstances.
  • You are not required to pay any charge for exercising your rights. If you make a request, we have one month to respond to you.

Please contact us at privacy@rykomfinance.com if you wish to make a request.

How to complain

If you have any concerns about our use of your personal information, you can make a complaint to us at privacy@rykomfinance.com.
You can also complain to the NPC if you are unhappy with how we have used your data.
The NPC’s address:
5th floor Delegation Building, PICC
Pasay, Metro Manila
NPC website: https://privacy.gov.ph

NPC Seal